What closing costs does the seller pay in Texas?

No. Texas is one of a minority of states with no state-level real estate transfer tax, which meaningfully lowers total seller closing costs compared to states that do charge one. Texas does have its own set of standard seller closing costs — commission, title insurance, prorations — but a transfer tax isn't one of them.

As a rough rule of thumb, combined commission, title insurance, and standard closing fees typically run somewhere around 8–10% of the sale price, before factoring in mortgage payoff, tax proration, or HOA-specific costs, all of which vary by property. This is a general planning figure, not a substitute for an actual net sheet built around your specific numbers.

Some can, some can't. Commission is fully negotiable between a seller and their agent. The title company escrow fee split is customary but can be negotiated as part of an offer. Owner's title insurance premiums, by contrast, are set by the state on a promulgated rate schedule and aren't something you can negotiate down. Prorated taxes and HOA dues are a mechanical calculation, not a negotiation.

Yes — closing costs are separate from the repair-or-as-is decision. Selling as-is affects the sale price and what (if any) repair credits get negotiated into the deal, but the standard closing cost line items — commission, title insurance, prorations — still apply the same way they would to any other sale.